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PHF Leasing Limited is a leading provider of financial solutions that empower individuals and businesses to achieve their goals.
Incorporated in 1992, PHF Leasing Limited is a Metropolitan Stock Exchange of India listed, deposit accepting NBFC, headquartered in Jallandhar, Punjab. The Company is a category “A” Deposit taking Non-Banking Financial Company registered with Reserve Bank of India since 1998. Till 2020, the business was primarily into the financing of 2 wheelers and used commercial 4 wheelers.
On the 1 st of October 2020, new investors were introduced in the company and started a strong revamping campaign. In the transitioning phase, a strong board was put in place and young business managers were brought in to manage the company. The product portfolio was also diversified to include Mortgage loans against immovable property (LAP) and financing E-vehicles primarily E-rickshaws, E- loaders and EV – 2 wheelers.
PHF Leasing makes available good quality financing options to its borrowers, predominantly located in rural and semi urban areas in Punjab and Delhi NCR, Himachal Pradesh, Rajasthan, Haryana, Uttar Pradesh, Madhya Pradesh, Uttarakhand and Jammu. PHF Leasing is strongly committed to the Country’s vision of Financial Inclusion and is working tirelessly to provide viable financial solutions to the lower segment in the chain. The company is also working on the Mission of “Women Empowerment” and providing MSME loans to women entrepreneurs and mandatorily making Women as Co- borrower in all its financing products.
The changed strategy has proved to be growth oriented. From a gross total AUM(assets under management) of Rs. 10.28 crores as of March 31, 2020, the company closed the books with gross total AUM of above 108 Crore. It is expected to close this fiscal with an AUM of over Rs. 225 Cr. PHF Leasing has also considerably lowered its NPAs. The company enjoys BBB- rating From Crisil. The company has already crossed an Aum of 200 Cr. Till date.
Operating in Nine states & UT, PHF Leasing is operating in 100+ Locations and employs 400+ people.
I trust this message finds you in the best of health and spirits. I am thrilled to share a momentous milestone in our journey together. Over the past two years, your unwavering support has propelled PHF Leasing Limited to new heights, and I am deeply grateful for your trust.
As the CEO of PHF Leasing Limited, I am excited to reveal a transformation that will elevate your confidence in us even further. Our company has not only crossed the remarkable threshold of 160 Crores but has also achieved a significant milestone that underscores our financial stability - the coveted BBB- Stable credit rating from CRISIL.
We understand that none of this would have been possible without your invaluable partnership. Your confidence in our vision and your continued support has propelled us forward, allowing us to reach new heights and set even loftier goals for the future. Read More...