The key to your dream home starts here
Achieve homeownership faster with our competitive home loan rates
Achieve homeownership faster with our competitive home loan rates
Unlock the key features and benefits of our home loan, including competitive interest rates, flexible repayment terms, and the opportunity to make your dream home a reality
A home loan’s main advantage is that it makes it possible for people to buy a house without having to pay the entire amount in advance
Tax advantages come with home ownership. Tax deductions for mortgage interest and property taxes are common, which can help homeowners with their overall tax burden
Having a home of your own offers security & stability. You are free to customize and alter your living space as you choose without having to worry about landlords or rental terms
Home loans offer a range of repayment options, allowing borrowers to choose a plan that suits financial situation and goals
Home loans often come with competitive interest rates, which can help borrowers save money over the long term
We safeguard your investment by providing financial coverage for accidents, & natural calamities, ensuring that replacement costs are taken care of
a quick and transparent process
Check eligibility criteria before applying for a loan to ensure approval possibilities.
Estimate your monthly EMI effortlessly with our user-friendly loan calculator.
Ensure which necessary documents are required for loan application.
Accurately provide all required information in the loan application form for prompt processing.
Essential documents that need to be provided to complete the process successfully are listed below:
Any government-issued identification document such as Aadhaar card, PAN card, passport, voter ID card, or driving license
Recent photographs of the loan applicant
Documents related to the property being purchased or used as collateral, including sale agreement, allotment letter, possession letter, and title deed
copy of the ITR filed for the previous years and Form 16, which is provided by the employer and reflects the tax deducted at source (TDS)
Pay slips or salary certificates from the employer for the past six months, indicating the monthly income and deductions
PDCs or ECS mandates are provided to facilitate monthly loan repayments
Additional income proof documents may be required, such as bank statements for the past six months, balance sheets, profit and loss statements
In some cases, we may ask for additional security cheques as a safeguard against any defaults in loan repayments
frequently asked questions
Our goal at PHF Leasing Limited. is to provide access to vehicle loans and home loan, loan against property at insight competitive interest rates. We are here to help you in fulfilling your dreams.
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